Why Get Pre-Qualified?

1. Pre-qualification is the first step in the purchase process. The mortgage lender will use information you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process is free and your loan officer is there to help you.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step to be completed. That way when you make a purchase offer on a home, we can include a letter that you are already pre-approved for your mortgage.



Eddie Akabane
Senior Mortgage Advisor
(808) 447-1866 
Smart Money
1600 Kapiolani Blvd. Ste 633 | Honolulu, HI 96814


Kama Nihipali

NMLS# 1512800

Mortgage Broker  | HG Mortgage, Inc.


Phone : (808) 694-9620  

Fax : (808) 261-7772

Email : Kama@hgmortgage.com


354 Uluniu Street, Suite 402

Kailua, Hawaii 96734






Jack Smyth, Residential Loan Officer

Bank of Hawaii

130 Merchant St, suite 810

Honolulu, HI 96813

694-8957 phone

265-2287 cell

533-0173 fax



Alan Fentriss

Residential Loan Officer/Manager
NMLS 316244
American Savings Bank
p. 808.593.4869│ c. 808.927.3401


Grischa Hendreschke
Vice President

C-2 Financial Corp

Tel: (808) 557-5042



1003 Bishop St., Pauahi Tower, Ste. 700, Honolulu, HI 96813


 Brady Spangler (Big Island)

Guaranteed Rate

161 Wailea Ike Place, Suite C-101

Wailea, HI 96753

E-Mail: brady@rate.com


Lance Doiguchi

Mortgage Loan Originator

Hawaii State Federal Credit Union

46-047 Kamehameha Hwy, Suite #7

Kaneohe, HI 96744

(808) 699-0874

Email: LanceD@hsfcu.com


Steven Gran (Big Island - lava zone 1&2 too)


711 Kapiolani Blvd. Suite 1460

Honolulu, HI

cell: 808-990-6734


Duncan Hsia
Owner, Loan Originator NMLS # 998053
Infinite Financial, LLC NMLS # 1866302
Life insurance license # 475332
1050 Queen St., Suite 100, Office A2
Honolulu, HI  96814

Cell: 808-489-1067
Fax: 808-649-3885


Yelp Reviews Google Reviews Zillow Reviews
Pitch Card:  https://pitch59.com/card/duncan-hsia




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